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Winter brings more than just holiday cheer—it also brings icy roads, heavy snow, and freezing temperatures that can challenge homeowners and drivers alike. December is the perfect time to review your insurance policies and ensure you’re fully prepared for the season ahead. At Ashlin Hadden Insurance, we specialize in personal lines of insurance, offering home, auto, and toys coverage to keep you protected, no matter what the season brings. Home Insurance: Shielding Your Haven from Winter Woes Winter weather can wreak havoc on your home, from frozen pipes to roof collapses caused by heavy snow. Make sure your homeowners insurance policy covers these potential damages. Here are a few tips to prevent winter damage: Inspect and Insulate: Check your roof, windows, and doors for leaks. Proper insulation can prevent ice dams and reduce energy costs. Clear Snow Safely: Regularly remove snow from walkways to prevent injuries and potential liability claims. Know Your Coverage: Verify that your policy covers damage from snow, ice, and freezing temperatures. If you’re unsure about your coverage or want to explore additional endorsements, such as coverage for personal belongings in your shed or garage, now is the time to reach out. Auto Insurance: Navigating Icy Roads with Confidence Driving in winter conditions requires extra caution—and the right auto insurance coverage. Comprehensive and collision coverage can help with repairs from icy accidents, while roadside assistance offers peace of mind if you’re stranded. Tips to stay safe on the road include: Equip Your Car: Install winter tires and keep an emergency kit on hand. Drive Defensively: Leave extra space between vehicles and avoid sudden braking. File Wisely: If an accident occurs, document the damage and contact your insurer to determine whether to file a claim. Toys Insurance: Protecting Your Winter Fun Winter is prime time for snowmobiles and other recreational vehicles. These “toys” bring joy but also come with risks. Specialized toys insurance ensures you’re covered for liability and physical damage. Before heading out: Check Your Policy: Ensure your coverage includes winter sports equipment. Practice Safety: Always wear proper gear and follow local regulations. Review and Renew The end of the year is a great time to review your policies and make any necessary updates. Life changes like buying a new car or adding a shed to your property can impact your coverage needs. Our team at Ashlin Hadden Insurance is here to guide you through the process, ensuring you have the right protection for the winter season and beyond. Stay safe and secure this winter with comprehensive coverage tailored to your needs. Contact us today to schedule a review of your policies and enjoy peace of mind throughout the holiday season.

This summer, Ashlin Hadden Insurance launched an initiative to recognize local Hometown Heroes, focusing on exceptional young women who lead by example and inspire others. We are thrilled to announce Madison Wallace as our Hometown Hero winner for 2024. Madison, who will be a freshman at Carmel High School, was nominated by Cindy Martin, her basketball trainer since 5th grade. Cindy’s words paint a vivid picture of a young woman who is not only an outstanding athlete but also a person of great character. Cindy shared, "Madison has always been at the top of her class in terms of skill level, but her talent has never changed who she is. She’s remained humble, supportive, and a true team player. Her positive attitude and outlook on life are contagious. She believes in God’s plan and stays true to herself, even in the face of today’s social media pressures. Madison is always the first to lift up a teammate, and she brightens my day every time I see her." Madison’s dedication to her teammates and her ability to stay grounded amidst her success make her a shining example of what it means to be a Hometown Hero. In a world where young girls are often influenced by external pressures, Madison stands out as a beacon of authenticity and leadership. Her ability to balance athletic excellence with kindness and humility is truly inspiring. As the winner of our Hometown Hero contest, Madison will have the opportunity to attend an Indiana Fever game, where she can watch other strong, successful women excel in their field. This experience is not just a reward but also a celebration of Madison’s own achievements and the positive impact she has on those around her. At Ashlin Hadden Insurance, we are proud to honor young women like Madison, who embody the values of leadership, positivity, and community spirit. We are excited to see what the future holds for Madison and are confident that she will continue to inspire others as she pursues her passions. Congratulations, Madison!